Placer County Economic Development Home Page
Funding
Understanding financial statements
If you want a loan, you'll need to provide financial statements. Here are some tools to help you understand accounting and financial statements.
Bean Accounting 101 - an audio-visual crash course in beginning accounting.
Understanding where you Stand, sponsored by MasterCard
(for use if you already have financial statements)
Tools Home
Ver en español
Search within the Tools
Navigation
Back to Main Menu
Everything Local!
Business Planning and Assistance
Funding
Business Location and Tax Incentives
Business Formation/Just Starting Out
Government Requirements
Employer Assistance
Business and Employee Training
Business Books
Taking your Business to the Next Step
Think Global (International trade)
Marketing and Selling
Selling to the Government
Networking & Business Social Media
Using Technology
Green Business Practices
Protecting your Business
Tools for Tough Economic Times
Disaster Planning and Recovery
Manufacturing
Women and Minority
Resources for Veterans
Youth in Business
Agriculture
Restaurants/Hospitality
Business of Art
Health Industry
Wood Industry
Food Industry
CA High Speed Rail
Construction industry
Getting Prepared
see more
YOUR FUNDING TOOLKIT
Using Technology to Improve your Cash Flow - a video tutorial from SCORE
Free workshops on managing your finances
Finding the right accounting software
Learn Quickbooks - Free Tutorials
Online invoicing and credit card processing tools
Understanding Financial Statements
Estimating Breakeven Sales for your Small Business
How Trade Reporting can Help You
1 Loan; 3 Cards; 5 Vendors
Understanding financial statements
Loan Documentation - an Introduction for Small Businesses
Before you use your home equity or savings...
10 Marketing Plan Tips to Help Get a Bank Loan email course
Sources of Business Capital
Access to Capital - information from the California Financial Opportunities Roundtable
Scroll down for sources of business capital
Personal savings
Family and Friends
Credit cards
Home equity: lines and loans
Equipment loans
Personal lines of credit and loans
Micro business loans
Business lines of credit and loans
Carryback financing (purchasing business)
Online sources of capital
Factoring receivables
Special funding for exports and imports
Mezzanine debt for established businesses
Private placement debt
Early stage equity investors
Mid-stage equity investors
Funding Programs
see more
Micro-enterprise assistance
Micro-Loan Programs
California Capital Access Program
CEDLI Co-Lending Program for Small Business
California Guaranteed Loans
Recycled Materials RMDZ Loan
Child care facility? ABCD loans and assistance
CalTIP
Can't qualify for a loan anywhere? Find an Opportunity Finance lender
Funding your business online through crowdfunding
SBA LOANS
SBA 7a Program for minority and disadvantaged businesses
SBA cap program: short-term working capital
SBA-approved Preferred Lenders
SBA MicroLoan Program (7m)
Buying a Franchise?
LOANS FOR AGRICULTURE & RURAL AREAS
In community under 50,000 population? Business loans from RCAC
USDA Rural Development Loan
USDA Loans for Socially Disadvantaged Farmers and Ranchers
USDA Value-Added Producer & Renewable Energy Grants
In a small community or rural area? SBA Rural Lender Advantage Program
Farm Storage Facility Loan Program
LOANS FOR BUILDINGS & EQUIPMENT
CEDLI Commercial Real Estate Program
CEDA Industrial Development Bond for Manufacturing Expansion
California Communities Industrial Development Bonds for manufacturers
Recovery Zone Facility Bonds
SBA 504 Loans for Industrial and Commercial Property
LOANS FOR ENERGY INVESTMENT
Loans and grants to rural small business and ag producers for energy improvements
Energy Efficiency Loans
USDA Value-Added Producer & Renewable Energy Grants
LOANS FOR RESEARCH
SBA SBIR Research Grants
LOANS FOR VETERANS
Current or former military? SBA Patriot Express Loans
Military Reservists Loans
RESEARCH GRANTS
Collaborate with University of California: UC Discovery Grant
GOVERNMENT GRANTS
Government grant scams
Required collateral
Personal guarantees
If you don't own a home
Equity Investors
Angel investors & venture capital
The Entrepreneur's Path: Handbook for High-Growth Companies